Wise Suspended USD in Nigeria. DattaPay Didn't.
Since November 2022, Wise has suspended USD transfers to Nigeria. DattaPay offers full USD support, 0.5% fees, and 4.2% APY for Nigerian freelancers.
Wise USD Suspended in Nigeria Since November 2022
Wise has not restored USD transfer services to Nigeria as of January 2026. Nigerian freelancers need an alternative that actually works.
DattaPay vs Wise: Feature Comparison
See why DattaPay is the best Wise alternative for Nigerian and African freelancers.
| Feature | DattaPay | Wise |
|---|---|---|
| USD Support in Nigeria | ||
| Transaction Fee | 0.5% flat | 0.5-2% |
| Currency Conversion | Competitive rates | Mid-market rate |
| Monthly Fee | Free | Free |
| Yield on Balance | 4.2% APY | Up to 4.36% (UK only) |
| Stablecoin Support | ||
| Inflation Protection | ||
| Nigeria Full Support | ||
| Kenya Support | ||
| Brazil Support | ||
| US Bank Account | ||
| Upwork Integration |
What Wise Users Get with DattaPay
Full USD Support
Unlike Wise, DattaPay has no restrictions on USD in Nigeria. Receive and hold USD without limitations.
APY on Your Balance
Wise's interest feature is UK-only. DattaPay pays 4.2% APY globally on all idle funds.
Stablecoin Protection
Your funds are backed by USDC stablecoin. Protection against Naira devaluation that Wise doesn't offer.
Wise Nigeria USD Suspension Timeline
Wise suspends USD transfers to Nigeria citing operational challenges
Suspension continues with no timeline for restoration
DattaPay offers full USD support for Nigerian freelancers with 0.5% fees and 4.2% APY
DattaPay vs Wise: FAQ
Common questions about switching from Wise to DattaPay.
Wise suspended USD transfers to Nigeria in November 2022 due to regulatory and operational challenges. As of 2026, this suspension remains in effect, leaving Nigerian freelancers without access to Wise's USD services.
Yes! DattaPay fully supports Nigerian freelancers with USD accounts, competitive exchange rates, and local withdrawals. Unlike Wise, there are no restrictions on USD services in Nigeria.
DattaPay charges a flat 0.5% fee on all transactions. Wise fees vary from 0.5-2% depending on the currency and transfer type. The key difference: DattaPay works in Nigeria, Wise doesn't for USD.
DattaPay focuses on USD/USDC for freelancers, with a US bank account and multi-currency support. While Wise offers 50+ currencies, DattaPay offers what freelancers need most: reliable USD access with 4.2% APY yield.
Yes! DattaPay provides US bank account details (routing and account number) that work with Upwork, Fiverr, Deel, Toptal, and any platform supporting US bank transfers.
DattaPay converts your funds to USDC stablecoin, providing transparency and protection against local currency devaluation. Wise doesn't offer stablecoin backing, and their USD service is suspended in Nigeria.
Yes! DattaPay supports freelancers across Africa including Nigeria, Kenya, Ghana, and more. Unlike Wise which has various restrictions in African countries, DattaPay is built specifically for emerging markets.
Ready to save $500+/year?
Join thousands of freelancers who switched from Wise to DattaPay. Start receiving payments with 0.5% flat fees and earn 4.2% APY on your balance.
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